Here's an e-mail I received from Oregon's Attorney General, John Kroger. Makes sense to me; hope you ask Martha Schraeder to vote for it.
We have a great opportunity to protect Oregon's consumers. The Senate will vote on HB 3706A within the next two days. If approved, this bill will help citizens protect their rights against large multi-national banks. Presently, these institutions are not regulated by any state agency. If an unprincipled lender takes advantage of an Oregon consumer there is very little that we can do.
We need your help to change this.
Almost every business in Oregon falls under the jurisdiction of the Unlawful Trade Practices Act (UTPA). Unfortunately, the UTPA does not apply to loans or extensions of credit. HB 3706A would close this loophole by giving the Oregon Department of Justice the authority to hold lenders accountable when they violate the law, just like any other industry.
Last week HB 3706A was passed with strong bipartisan support in the House. Now the bill is headed for a vote on the Senate floor. Please contact your Senator within the next 48 hours and urge them to support HB 3706A. You can locate contact information
The fate of HB 3706A will be decided within the next 48 hours, so please act now. This is a tremendous opportunity to help protect Oregonians from unprincipled lenders. I hope you will join us in this fight.